Physical
disease or injury due to accident is a common occurrence. To prevent
their appalling effects by getting the best treatment, we need to be
financially strong. For this concern, a family health insurance
policy seems to be the finest option to choose. Read on this blog as
it gives brief information about the facilities offered by family
health insurance policies of IFFO-Tokio.
Life is like a highway; sometimes the
road is smooth and sometimes it's rough. Same is the condition of our
health. No guarantee when ill-fate casts evil eyes upon us and we
suffer from certain health issues. We need to be conscious enough and
should be strong – both mentally and financially – to overcome
the problem of poor health and get the best treatment.
A
family health insurance plan is a smart solution to fight against
poor health and make financially strong to get the best treatment in
an emergency situation. IFFCO-Tokio, a reputed name among other top
insurance companies, offers a comprehensive family health insurance
and medical insurance policy at better premium rates. The objective
of the company is to help people stay covered against their health
risks and financial distress. With the policies, it gives its
customers cashless hospitalization benefits at more than 3000 top
hospitals in the country.
Here
is how a family health insurance plan of IFFCO-Tokio can help you.
What
it covers
The
policy bears the hospitalization expenses incurred for treatment of
injury or other physical diseases sustained during the policy period.
The good news is that despite the treatment can continue beyond
policy expiry date, yet you can enjoy the facility. Following
expenses covered under this plan:
- Service charges, registration charges, surcharges and many others charges of hospital at actual, subject to a maximum of 0.5% of Basic Sum Insured.
- Fees of all types of medical experts such as anesthetist, surgeon, consultant, etc.
- Cost needed for buying blood from blood bank, medicines, anesthesia, oxygen, pathological tests, diagnostic, operation theater, dialysis, artificial limbs, etc.
- Ambulance charges on actual basis, subject to maximum Rs 750.
- Daily Allowance of Rs. 150 per day, for the duration of hospitalization.
Apart
from all these, the company also pays the nursing expenses, including
that incured during pre and post hospitalization periods. However,
this facility can be available only when a medical practitioner
advises to hire a nurse.
So,
for a healthy and happy life, buy a family health insurance policy.
